Homeowners – Not Perfect Credit – Self-Employed-NotPerfectCredit
Homeowners
OMC offers current homeowners many ways to get a new mortgage loan via a REFINANCE to take cash out, lower rate or to a fixed rate. Regardless your current situation, call and speak to a licensed loan officer.
Not Perfect Credit
Regardless your credit situation, OMC will find a suitable to meet your needs. Homeowners with Bankruptcy Chapter 13 or 7, foreclosure, delinquent property taxes or mortgage late payments can REFINANCE and take cash out and start
fresh with a new lender.
Self-Employed
Employment as we know it has changed and in 2021, about 9% of the total US workforce was GIG workers and contribute over 350 billion dollars to the US economy. OMC has mortgage loans based on BANK STATEMENTS, NON-INCOME VERIFICATION LOANS and DSCR (debt Service Coverage Ratio). Uber, Lyft, Doordash, Truck drivers can easily get new purchase money loans.
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First Time Homebuyer
OMC has many downpayment assistance (DPA) programs for first time buyers, making it possible for first time buyers to move into a home with only closing cost, but NO DOWN PAYMENT.
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KEY TERMS
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