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OMC has partnered with some of the biggest and well-resourced mortgage bankers and lenders to assist current homeowners and home buyers to build wealth and prosper via real estate.

Buying a house is a big commitment, so before you start house hunting and comparing mortgage rates, take the time to examine your current situation and how it could change in the future.

Ask yourself: Are you planning on any major life changes, like changing jobs or starting a family, in the next few years that could impact your financial situation? Can you commit to staying in a home for at least five years?

Do you have a stable income? Are you confident you can handle house repairs (or can take the time to learn), or are you willing to pay a specialist when something breaks?

A must-have list will help you shop Everyone has a dream home. But a dream home is just that. Depending on your budget and what is on the market, some compromises will have to be made. Consider what your absolute must-haves are and write those down. What are your needs versus your wants? Do you need a certain number of bedrooms or bathrooms? Does the house need to be in a certain school district?

This can be your sign?

Office line 708 866 5200

Branch office: 10526 W Cermak Road, Suite 305, Westchester IL 60154 Home Office: 554 Kingsbrooke Crossing, Bolingbrook, IL 60440

Getting a pre-approval is worth it before you start going from home to home, your lender will need to grant you pre-approval status for a mortgage. Although it’s not a full contract for a mortgage, it shows that a lender has analyzed your finances, budget, and credit, and outlined what you can apply for. It also shows that you’ve taken the steps to start the process, which can make realtors and sellers more open to showing you a house and negotiating.